Cost of Living in the U.S. by Age Bucket
Medium cost version for a 60 year old is a whopping $120k per year!
Wondering how much you should be spending each year in 2025? For individuals aged 35–39, annual major expenses typically fall into three tiers: $37k (low), $75k (medium), and $150k (high). These figures cover big-ticket items like private school tuition, fertility treatments, and major home projects, but exclude daily groceries and utilities.
Low spenders focus on minimal debt and frugal living, while medium spenders maintain a suburban lifestyle and save for college. High spenders opt for luxury, private education, and high-cost areas. Use these benchmarks to assess your own budget and adjust for inflation as needed.